As more homeowners slip into mortgage default on a home with a rapidly declining home value, the need for change is more pressing than ever before. The foreclosure crisis has plagued our nation long enough and it is time to solve our mortgage debt dilemma. While some actions have been taken by both federal and  … Read more

Mortgage default is no place for anyone, but it is an unfortunate reality for many. If you have already received notification of an impending foreclosure there are still a few actions you can take in efforts to halt the process. Even if you don’t think you can afford to stay in your home, it never  … Read more

It turns out that it isn’t just the government who has taken notice of the foreclosure crisis, but now private protestors groups as well. Known for their recent political movements to take a stand against current government policies, Occupy protestors are now adding another cause to their list; foreclosures. Occupy Homes Many cities have issued  … Read more

The foreclosure crisis has taken its toll on homeowners and local housing markets alike. As a way to help homeowners get in touch with reputable mortgage debt relief help, many state and city governments have begun to hold free seminars for consumers. Free Help For Homeowners As one of the hardest hit areas for foreclosure,  … Read more

Military members have long had special rules that help protect them and their families from certain harm as a benefit of being a service member. One example is the additional benefits and special mortgage loans that military members are eligible to receive. Now with foreclosures plaguing the nation, one state is looking into several claims  … Read more

Many hardworking people have suffered having their version of the American dream crushed by a foreclosure. No one sets out to get into a mortgage only to end up in default and out on the street while their home is taken into foreclosure. Unfortunately, this has been the reality for many. As the nation works  … Read more

It isn’t just the IRS that cracks down on delinquent taxpayers and comes collecting on tax debt. Many cities have begun to step up their efforts by knocking on doors looking to collect on back due city taxes. The city of Philadelphia is currently pursuing the pension benefits of 2,500 taxpayers who are delinquent on  … Read more

As foreclosure issues continues to creep into every neighborhood in America, state governments are becoming more vigilant about developing a game plan to better protect struggling homeowners. Nearly 19,000 Oregon homeowners received a foreclosure notice in October. However, this year’s efforts by Oregon’s legislature proved fruitless and two bills failed to reach the floor in  … Read more

Refinancing a mortgage can be a great tool to help resolve high monthly mortgage payments, but it does come with some additional considerations. For one, it isn’t traditionally the best tool if you are facing foreclosure and need to quickly resolve your mortgage debts. Before you sign that refinancing application, ask yourself the following questions.  … Read more

With so many behind on their mortgage payments and foreclosure looming around the corner, many have begun investigating potential solutions to their financial troubles. There are many options on the table, which can complicate the mortgage relief process. One concept is to enter a loan workout, which basically refers to plan to restructure mortgage debts  … Read more