There are so many different ways to approach the subject of filing for bankruptcy that it only seems fair to spend some time focusing on how bankruptcy can be prevented in the first place. While no single practice is a sure-fire preventative method, here’s one that can make a big difference: Ask Yourself: Do I … Read more
If you are facing foreclosure on your home, you shouldn’t give up hope about your situation. As a homeowner, you have many ways of avoiding foreclosure when you think about using the proper money management techniques. An Unusual Money Management Technique You might think that all money management techniques are related to budgeting and saving. … Read more
Because we deal with clients and the bankruptcy process on a daily basis, we truly see all types. All types of bankruptcy, clients, situations, dollar figures, attitudes. We hear all kinds of stories, rejoicings, good news, bad news, and tales of hope. Though we don’t run into this issue too often, we want to take … Read more
As much as we all hate to see someone pushed into filing for bankruptcy, the bankruptcy process can be a good thing for people who are facing some tough decisions. We decided to write a three part blog series that touches on three of the most common (and practical) reasons for filing for bankruptcy. Knowing … Read more
If you’re going through tough financial times, it might seem like applying for credit is just too difficult. However, when you know a few tips and tricks, you’ll find that it’s not too hard to get the credit you need. While you should always be a responsible borrower (which might include debt negotiation), applying for … Read more
For the third part of this blog series, we will talk about one of the biggest problems that many people encounter when working with credit cards. Remember that if you are in over your head, bankruptcy can be a good way out and can help you clear the slate. However, it’s a good idea to … Read more
If you’re like many college students today, you got your degree in four years or less, spent more hours than you care to remember studying, participated in many activities, held leadership roles, took on a few internships, and now… nothing. The job market is tough. Anyone who says otherwise isn’t quite facing up to all … Read more
All Texans know that people like to spend some money in Dallas. Not just a few dollars here or there, but we’re talking about some serious cash. Home to many high end restaurants, boutiques, and some of the best entertainment in the state, Dallas sucks in a lot of cash, oftentimes form people who don’t … Read more
It starts with the letters. Then the phone calls. And next, the knock at your door. If you’ve been feeling the panic shared by many others who are in a desperate situation, you want help, and you want it fast. While the debt collectors aren’t going anywhere, you might have a few options available to … Read more
You’ve bought your first home, and going through some big career changes. You recently got married, and now you’re thinking about starting a family in the next couple of years. As you go through all of these life changes, chances are high that you will move in the next five years or so. It could … Read more