Most of us move through life focusing on the important things and pushing everything else to the back burner. For many of us, that includes our credit score. It isn’t uncommon for people to ignore their credit profile until a problem arises, often making addressing the problem far more challenging. Here are some considerations you … Read more
The bankruptcy process is one of second chances. It was designed to help people out of tough financial times and get them back on their feet. For some people, that could mean needing a third or even fourth chance. Filing Again The bankruptcy code does not restrict anyone from filing for bankruptcy more than once. … Read more
When it comes time to seek help with a debt burden many consumers are often confused by their options. If you are considering filing for bankruptcy it is important to understand the differences in a Chapter 7 and Chapter 13 filing. Comparisons Often thought to be the preferred chapter of bankruptcy, a Chapter 7 bankruptcy … Read more
If you are like most parents, you probably dread the week of spring break when your wallet will take a huge hit as you tote the kids around for events and activities. This year commit to sticking to a budget that will help you stick with cash and not get caught in a spring break … Read more
From debt collection, to predatory lending and sales, no industry is safe from the hands of criminals trying to make an easy dollar. With so many consumers falling victim to scammers each year the focus has become dual fold: catch the criminals behind the scams and educate consumers on how to spot a scam before … Read more
Today more graduates are leaving college with debt. Student loan debts are growing each year, along with the default rate. Too many graduates are finding the job market less than lucrative and the result is financial hardship over making student loan debt payments. However, it isn’t just graduates that are being affected by student loan … Read more
Did you know that there are new regulations that make it easier to get help with your student loan debts? If you are suffering financial hardship over the payment of your loans, or have already defaulted, you DO have options. Find out more about how you can get help in the short audio below:
One of the leading causes of divorce among couples today is money problems. Not enough money coming in, spending too much money, or simply not agreeing on financial goals for the future are all stressors in a relationship. When it comes to successfully managing money in a relationship, here are a few things to consider: … Read more
The student loan lending industry has grown rapidly in the last ten years, and with that growth has also come an increase in the number of graduates who have or are in default over their loan. With steep penalties like wage garnishment at stake, you have much more to lose than tolerating harassing phone calls. … Read more