Whether you’ve got your financial life all put together or whether you’re on the brink of filing for bankruptcy, you can benefit from credit counseling.  Yes, you.  Credit counseling is great for people who are struggling with credit, of course.  And, if you’re filing for bankruptcy, you’ll be required to go through credit counseling.  However,  … Read more

If you’re going through the bankruptcy process, then you’re probably interested in making the most of your credit counseling experience.  Credit counseling can be an effective way to get back on track and to develop sound financial habits that will guide you for the rest of your life.  However, you can make your credit counseling  … Read more

If you’re concerned about having to file for bankruptcy in the future, you might be interested in knowing about credit counseling.  Many people believe that credit counseling is only for those who are going through the bankruptcy process and are ordered by the court to seek out credit counseling services.  However, you don’t have to  … Read more

Anyone who has gone through the bankruptcy process knows that credit counseling is an integral part of it.  In fact, it’s required by law.  However, most people don’t go into credit counseling with the right attitude.  Credit counseling is commonly viewed as an added expense or a waste of time.  However, just because it’s court-ordered  … Read more

All Texans know that people like to spend some money in Dallas.  Not just a few dollars here or there, but we’re talking about some serious cash.  Home to many high end restaurants, boutiques, and some of the best entertainment in the state, Dallas sucks in a lot of cash, oftentimes form people who don’t  … Read more

Before you file for bankruptcy, it is required by law that you go through credit counseling.  Some people consider this a burden, but in reality, credit counseling may be one of the best things to happen to you!  When you go through credit counseling, you’ll receive tips and advice on how to practice better money  … Read more

If you or someone you know has been struggling with debt, a credit counselor could be the answer you are looking for.  Finding the right credit counselor now could mean avoiding having to find a bankruptcy attorney later on down the road. 3 Steps to Finding Credit Counseling Check with the listings on the National  … Read more

A lot of people frequently want to know the difference between credit counseling and bankruptcy.  Chapter 7 and Chapter 11 bankruptcies are both essentially court-moderated repayment plans.  Credit counseling, likewise, is a way of reducing one’s debts and payments in order to make it possible for consumers to pay them off. The most obvious difference,  … Read more

Hopefully you have been a responsible borrower and spender for the majority of your life.  But, if you haven’t all hope is not lost.  Re-evaluating your financial practices now, well before you are ever in a position to consider a bankruptcy attorney, is the best thing you can do for yourself.  Recognizing that you might  … Read more

The general assumption is that credit counseling is only for people filing for bankruptcy. While it is a requirement in most states for bankruptcy filers, anyone can benefit from the resources credit counselors can provide. However, the process requires active participation and can be as successful as you make it. Get To Work Credit counseling  … Read more