We, the experts, here at Lee Financial are here to help you through all stages of your financial life.  Whether you’re struggling with your finances, or on top of your game, we probably have a few tips to share.  If you are like millions of Americans these days, you might be struggling with credit debt.   … Read more

Whether you’re in over your head in debt, or you have a clean slate and want to keep it that way, there are a few easy things you can do now to avoid racking up unmanageable credit debt!  If you’re serious about avoiding debt, and enjoying the freedom of not having excessive financial burdens, then  … Read more

For the third part of this blog series, we will talk about one of the biggest problems that many people encounter when working with credit cards.  Remember that if you are in over your head, bankruptcy can be a good way out and can help you clear the slate.  However, it’s a good idea to  … Read more

It starts with the letters.  Then the phone calls.  And next, the knock at your door.  If you’ve been feeling the panic shared by many others who are in a desperate situation, you want help, and you want it fast.  While the debt collectors aren’t going anywhere, you might have a few options available to  … Read more

There are some problems that can be associated with using a credit card that offer alluring incentives like cash-back rewards or free airline miles.  These benefits can be very enticing and used well to help bolster your credit, but they can also be problematic if not managed properly.  Proper management is the key to financial  … Read more

Credit isn’t all bad.  In fact, it’s a necessary part of life these days for anyone who wants to be able to function well in today’s economy.  If you want to buy a house, chances are you’ll need credit.  If you want to get a decent rate on that car loan, you’re going to have  … Read more

If you have loans, and they don’t seem to be getting paid off, it’s time to ask yourself some questions.  Are the loans not getting paid off because of your irresponsibility?  Or, are the loans not getting paid off because they are an unbearable financial hardship?  If the reason is in the first, you’re on  … Read more

People contemplate bankruptcy for different reasons.  For some, their financial circumstances are dire all around.  However, for others, bankruptcy is a solution to specific debt that is insurmountable.  When this is the case, a major question for a lot of people is whether or not they must include all of their debt in bankruptcy or  … Read more

For many people in 2012, carrying anywhere from a little to a lot of credit debt is accepted as a completely normal way of life.  While there are worse habits out there, carrying credit debt is one you absolutely should take care to avoid as part of good money management skills.  Credit debt can be  … Read more

In American society, the concept of avoiding debt seems nearly impossible.  However, it’s possible.  Being a bit frugal and money-savvy can go a long way. Live within One’s Means Use a debit card when making purchases.  Debit cards are great because once the money is gone, one can no longer use the card.  It’s built-in  … Read more