In just a few short weeks, students will be filling the classrooms. The start of the school year comes with the need for school supplies, new clothes, items for extracurricular activities and the costs of eating lunch at school. For many families, this time of year can be costly and some even end up further  … Read more

The start of the school year is just weeks away! Unfortunately, the costs associated with getting your kids ready to start a new year can be debt inducing. However, back-to-school shopping doesn’t have to break the bank or leave you in credit debt. Following a few a simple tips can ease you and your kids  … Read more

Oftentimes, we hear from prospective clients who are struggling with their finances, but feel like they don’t qualify to file for bankruptcy.  Knowing when it’s time for a person to file is a critical part of a bankruptcy lawyer’s job.  After all, we want everyone to experience debt relief, but there’s no sense in taking  … Read more

You might think that the connection between money management skills and bankruptcy is fairly obvious.  However, it actually goes deeper than you think.  Sometimes, money management skills aren’t just about preparation, but also about recovery.  Good money management skills can oftentimes prevent bankruptcy, of course.  Take budgeting, saving, and responsible credit usage as examples of  … Read more

If you find yourself facing foreclosure, and it seems impossible to find any way out, the best thing you can do for yourself during this time is to be financially prepared.  If you are financially prepared, you might actually find foreclosure to be a relieving experience.  No longer will you have to deal with an  … Read more

If you’ve been working hard to implement good money management practices, then you’re definitely designing a budget.  Getting the basics of a good budget down can be relatively easy: food, rent/mortgage, utilities, insurance, fuel, etc.  However, you may be struggling to see the figures actually working.  It could be that you’ve forgotten about some budget  … Read more

Although not the most common reason, some people do end up in bankruptcy due to improper money management.  Of course, no one intends to file for bankruptcy when they start out their financial lives.  And, very few people are taking advantage of the bankruptcy system by filing.  The courts do a good job of filtering  … Read more

In the past, we’ve covered a lot of the major money management techniques that can help you as you go through the foreclosure process.  From budgeting to planning an emergency fund for the future, we’ve talked about most all of the basics.  However, there are still some lesser-known money management techniques that can help you  … Read more

If you are facing foreclosure, it can be easy to feel disheartened.  However, your chances of overcoming foreclosure greatly increase when you approach the issue with a can-do attitude.  Part of this attitude means taking on money management habits like you never have before.  You might be impressed by how effective you and your family  … Read more

If there’s one thing that married people and singles both know about marriage, it’s this: money problems are the number one cause of divorce.  Whether it’s income-related or a spending issue – though those things are so closely connected it’s hard to tell – arguments about money are quite common in marriages.  You may be  … Read more